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试论山西票号的信誉机制

Credit Mechanism of Shanxi Piaohao

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【作者】 马媛媛

【Author】 MA Yuanyuan(Economics Department, Northwest University Xi’an , Shaanxi 710069, China)

【机构】 西北大学经济管理学院 陕西西安710069

【摘要】 山西票号是清末山西商人经营的金融企业。它的一整套制度安排如选人制度、用人制度、分配制度、地缘和业缘组织制度等都是有利于建立内部和外部信誉的,是低成本、高效率的。通过这些制度对行为的有效约束,山西票号在经营过程中一直保持着很高的信誉度。在倡导建立新型市场信用秩序的今天,对山西票号信誉机制的探讨有着重大意义。

【Abstract】 Shanxi Piaohao is a banking institution operated by Shanxi merchants at the end of Qing dynasty .Its complete set of institutional arrangements covering recruitment system, employment system,profit distribution system as well as geographybased &industry-based organizational system are beneficial to establish internal and external credit.In addition, they also work economically and efficiently.Due to effective institutional restriction to human behavior,Shanxi Piaohao has always kept very good credit.The abovementioned credit mechanism applied in Shanxi Piaohao definitely has fundamental significance to today’s establishment of market credit. 

【关键词】 票号信誉制度
【Key words】 Piaohaocreditsystem
  • 【文献出处】 山西师大学报(社会科学版) ,The Journal of Shanxi Teachers University , 编辑部邮箱 ,2003年02期
  • 【分类号】F832.9
  • 【被引频次】5
  • 【下载频次】251
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