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中小企业信用担保机构信用提升作用发挥的制约因素及对策

The Factors that Restrict the Exertion on the Credit Enhancement of Midium and Small Sized Enterprise Credit Assurance Organizations and Countermeasures

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【作者】 梅鹏军孙宛青

【Author】 Mei Pengjun;Sun Wanqing(School of Economic ,Anhui University,Hefei 230039,China; School of Business and Management,University of Science and Technology of China,Hefei 230052,China)

【机构】 安徽大学经济学院中国科学技术大学商学院 合肥230039合肥230052

【摘要】 中小企业信用水平低下是造成其融资难问题的重要原因。信用担保机构对提升中小企业信用水平,解决其融资问题具有重要作用。但目前信用担保机构信用提升作用的发挥受到一定的限制,作用的效果并不明显。本文分析了制约信用担保机构信用提升作用发挥的主要因素,并提出相应对策。

【Abstract】 It is the lack of credit reputation that makes it difficult for the midium sized and small enterprises to draw into found.Thus,the credit assurance organizations play an important role in enhancing their credit level and in resolving the problems of drawing found.However,the credit assurance organizations have confronted with certain restriction on the exertion when they try to improve the credit reputation,and the effects are not so clear at the present stage.This paper emphasize on analyzing the main factors that restrict the exersion of the credit assurance organization,and at the same time it suggests some ways to deal with them.

  • 【分类号】F276.3
  • 【被引频次】2
  • 【下载频次】97
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