【摘要】 商业银行的金融创新已成为银行业发展的显著特征。在商业银行业务创新过程中,不可避免地存在一些问题,解决商业银行金融创新的途径是:创新的着眼点要立足于市场及客户;创新的方式应以原创型为主;要建立有效的金融创新机制;提高产品和服务的科技含量;加强创新产品的营销力度;挖掘金融创新的整合力量。更多还原

【Abstract】 Financial innovation in commercial banks has become the outstanding feature of banking development.However,there still exist a few problems in the process of business innovation.Some approaches to promote financial innovation are:basing themselves on the market;giving prominence to original innovation;establishing the efficient financial innovation mechanism;increasing the sci-entific and technological content;enhancing the marketing of innovation products;and increasing the integrative strength of financial innovation.更多还原