【摘要】 信贷风险管理是当前我国商业银行面临的突出问题,影响着我国商业银行的稳健经营,造成系统性金融风险的内在隐患,而造成我国商业银行信贷风险的根本原因是制度问题,化解和防范风险的主要措施是不断地完善金融制度和金融创新。更多还原

【Abstract】 The credit risk is a great problem faced by commercial banks of our country today, which not only influences the banks’ stability, but also becomes the main inner reason of the financial risks. The management system is the key that produces the risks. What it can be done is to have financial system renewed and strengthen the administration.更多还原