【摘要】 在信息不对称的信贷市场中,当存在高、低两种不同风险类型的贷款企业时,银行如何在一定的风险限制下达到利润最大化.文中假设银行为一个上市公司,因而把其利润最大化和风险有效地结合了起来,使模型具有更实际的可操作性和现实意义.更多还原

【Abstract】 We have studied how banks gain maximum profits under certain risk limit. In a credit market with asymmetric information. There are only two types of loan entrepreneurs at different risks: one is the high\|risk type, and the other is the low\|risk type. It is assumed that banks are listed companies and they can connect effectively the maximum profits with risks, so that the model will be more operative and meaningful.更多还原