【摘要】 随着现代风险环境和风险管理技术的发展,传统意义上的信用风险已经发生了变化。人们对信用风险的认识和管理趋向于市场化,主要表现为信用风险的定义更加盯住市场,信用风险度量的模型也以市场价值的变化为标准,信用风险的管理更加注重运用市场方式来进行分散和对冲。信用风险管理方式的发展变化给我国信用风险管理提供了很好的借鉴。与国际相比,我们还有很多工作要做。更多还原

【Abstract】 With the developmental of modern risk environmental and managerial techniques,the traditional sense of credit risk has changed a lot.Its recognition and management tend to market:the definition is about market;models are measured by the market data;the management is diversified and hedged with market methods.These changes provide good examples for Chinas credit risk management.Comparing with the international experiences,we have a lot of work to do.更多还原