【摘要】 本文从实证的角度论证了银行规模经济与国际化的关系,并运用斯蒂格勒的生存技术,对英美和我国不同规模银行的规模经济状况作了实证分析。结果表明,相对于纯粹国内经营的银行,国际化经营的银行可以获得更大的规模经济:以规模论,大银行的规模经济状况明显好于超大型银行或小型银行。在此基础上,本文指出,对规模经济的追逐是银行国际化经营的巨大动因,并提出了我国银行国际化发展的相关建议。更多还原

【Abstract】 On the basis of inquiry into the relationship between internationalization of banks and scale of economy, the author points out that pursuing scale of economy is one of important drivers for banks to go abroad. Following this investigation, the author conducts empirical analysis of optimal bank scale of economy with the aid of Stigler’s " Survival Technique" , and concludes that big commercial banks are better than super or small banks in terms of utilizing the advantages of scale of economy. The author ends this paper with some suggestions about internationalization of China’s commercial banks.更多还原