【摘要】 研究结果表明,在中等发达地区,三种农村合作医疗制度中,“大病统筹”较为可行。1.解决“因病致贫”、维护农村稳定,必须降低“大病”经济风险。2.“保大病”为医疗服务各方所认同,方案实施可行;①农村居民普遍接受合作医疗“保大病”方案,存在着开展基础;②医疗服务供方、组织方赞同实施“保大病”方案,易形成共识、获得支持;③较低的筹资水平可以维持“保大病”的正常运作,农民愿意且能够负担。3.“保大病”方案能够切实解决农民“因病致贫、因病返贫” 问题,具有较强的抗经济风险能力。更多还原

【Abstract】 It introduced the investigation that among the three kinds of Cooperative Medical Serveces in the medium-developped rural areas, "Pooling funds for Serious Illnesses" is more practicable: 1. To solve the problem - poverty caused by illnesses and maintain the stability of rural areas, economic risk of the serious illnesses must be dropped; 2. the scheme has been acknowledged by both sides of medical services: the provider of the medical services and the accepter of it: agrarian population; 3. the scheme has a stronger economic risk bearing capacity.更多还原