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商业银行的模糊授信决策研究
STUDY ON THE FUZZY CREDIT ASSIGNING POLICY OF COMMERCIAL BANK
【摘要】 应用模糊数学理论,研究了商业银行的授信决策问题.信用评级指标分为财务状况、经营管理及发展前景三大类.对其中的主观指标、客观指标应用不同的模糊评价方法,并用层次分析法确定了各指标之间的权重
【Abstract】 In the paper,the fuzzy mathematical theory is used to study the credit assigning problem of commercial bank.The indexes for credit evaluation include financial situation,operations management and prospect development.Different fuzzy methods are applied to evaluate the subjective and objective indexes,and their relative weights are determined by Analytic Hierarchy Process.
【关键词】 授信决策;
三角形模糊数;
模糊评价;
层次分析法;
信用评级;
【Key words】 credit assigning; triangle fuzzy number; fuzzy evaluation; AHP; credit evaluation grade;
【Key words】 credit assigning; triangle fuzzy number; fuzzy evaluation; AHP; credit evaluation grade;
- 【文献出处】 系统工程学报 ,JOURNAL OF SYSTEMS ENGINEERING , 编辑部邮箱 ,1997年02期
- 【分类号】F830
- 【被引频次】82
- 【下载频次】262