【作者】 林莉；

【导师】 邬大光；

【作者基本信息】 厦门大学 ， 高等教育学， 2006， 博士

【摘要】 公办普通高校向商业银行贷款办学,是近年来我国高等教育领域内进行的一项有别于以往的创新性尝试。实践中的种种乱象以及贷款办学已经、正在和即将对我国高等教育产生的重大影响,都使得这项前所未有的尝试,由最初的不为所知变为今天的广受关注。然而,这项尝试的“原创性”和“进行时”性质,不仅使得贷款办学本身前景不定,而且导致理论界在贷款办学的实践面前出现“集体性失语”的状态,理论研究严重滞后于实践的发展。高校贷款的现状如何,怎样解释实践中的种种问题,高校贷款对中国的高等教育来说是危机还是转机,它将把中国的高等教育引向何方,对这些问题的解答,都对理论界提出了迫切的要求。有鉴于此,本论文在大量实证研究的基础上,以高校贷款的产生——贷款资金的使用和管理——贷款的偿还为明线,以高校贷款在产生至偿还过程中政府、银行、高校三者之间的关系演变为暗线,对高校贷款中的若干理论与实践问题进行了研究。论文主要由三部分组成:其一,在实证的基础上,对我国高校贷款的产生、贷款资金的使用、贷款管理、贷款偿还等一系列问题做出全景式的梳理与分析,从整体上描绘出了我国高校贷款的现状,并抽取出若干蕴涵其中的理论问题进行了探讨。在指明高校贷款无论在理论上还是在实践上都有其产生的合理性的同时,论文着重剖析了贷款中存在的各种问题与危机,并就此提出了预警和解决之道,有破有立,为高校贷款的未来之路指出了方向。其二,专门针对当前高校贷款问题的重中之重——贷款的适度规模问题进行了研究。论文以系统性、科学性、实用性和广泛适应性为目标,设计并建立了一个包括两个一级指标、四个二级指标、七个三级指标、六个四级指标和相应的测算方法在内的中国公办高校贷款适度规模指标和测算体系,对政府、银行和高校评估、管理和审核高校贷款的适度规模具有重要的参考价值。其三,对美国高校贷款办学的历史演变和具体做法进行了系统而详细的梳理和介绍,不仅澄清了理论界关于我国公办高校贷款是古今中外教育发展史上的创举的谬误,而且从中得出了许多具有重要参考价值和借鉴意义的结论。在中外比较的基础上,论文总结并反思了我国高校贷款中的诸多深层次问题,表达了一个更多还原

【Abstract】 In recent years, the attempt of commercial bank lending money to public ordinary colleges and universities became an unprecedented creation in Chinese higher education field. Furthermore, both the chaos emergence from the practical operation of the loan and the major impact that the loan have been, are being and will have on the Chinese higher education, have made this unprecedented attempt that first unknown to public became today’s concern.However, the“originality”and“underway”property of the attempt, not only makes the loan itself an uncertain future, but also caused the“collective aphasia”while the theorists affront the practice of colleges and universities loan, and made the theoretical research far lagged behind the development of progress. What status quo is the loan of colleges and universities? How to explain the problems emergent from the practical operation of colleges and universities loan? The loan of colleges and universities will be a crisis of Chinese higher education, or an opportunity for it? Where it would lead the Chinese higher education to? To answer these problems made urgent requests for higher education theorists.Consequently, based on the a large number of empirical studies , the article use two lines to analyse the several practical and theoretical issues that emergence from the process of colleges and universities loan. The origin of colleges and universities loan——the usage and management of loan capital——Paying of the loan debt as a main line of analysis. While the evolution of relationship among the government, banks, colleges and universities in the process of loan as sub-line of study. The article is comprised three parts.Firstly, on the basis of empirical studies, the article makes an perspective sorting and analysis on a series of issues such as the origin of colleges and universities loan, the usage of loan capital, the management of loan, the paying of debt .The article made an overall description on the status quo of the Chinese college and universities loan, and made some analysis on important theoretical issues that draw out from the practice of loan. The article pointed out that the occurrence of colleges and universities loan have the rationality both in practice and theory.The article also particularly analyse the problems and crises that emergent from更多还原